Monthly Archives: April 2015

Why should I use a realtor?

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sold homeIf you think realtors haven’t heard this question before, you’re wrong. Most realtors have faced this question throughout their career, and have some very good answers for the question, “why should I use a realtor?” Their answer isn’t short, though, because there are many, very good reasons to use a realtor for home selling and buying:

Assistance in navigating through the home selling and buying process. From defining terms like foreclosure and short sale, to identifying home repairs that can sell your home, to assistance with pricing and negotiating, to finding a solution that fits your needs after a bad home inspection report, a realtor’s first priority is to assist you through the home selling and buying process.

Local connections when you need professionals beyond a realtor. Lending services, home inspections, repairs, deep cleans—the home selling and buying process is full of situations where you need professionals beyond your realtor. An experienced realtor has connections in your community to experienced and competent home inspectors, handymen, cleaning services, insurance agents, lenders—everyone you need as you navigate through the home selling and buying process.

Objectivity when you need it. It’s hard when you are so emotionally involved, and close, to the home selling or buying process, or the person going through it. A realtor is unbiased, and can give you advice on challenges, pricing and anything else you encounter during the home selling or buying process.

Expertise when your home selling or buying process goes awry. A bad home inspection. Home negotiations that take a turn for the worst. Complicated communications with a bank selling a foreclosure. Sometimes selling your home or buying a house can seem like a race full or hurdles. A realtor can help you through the challenges that may arise during home selling or buying, so you can buy your new home or sell your property.

Experience to help you save money, price your property or save money to make money. Sounds like a mouthful, doesn’t it? An experienced realtor has seen it all: what home prices convert into quick home sales, how much money you should invest to sell your home (so you don’t overdo it), what you should and shouldn’t do to your home.

Remember, you realtor is looking out for your best interests. Your goals are their goals. They’re working for you, and can use all the experience from the home selling and buying processes they’ve been involved with to make your process successful. So what are you waiting for? Contact a realtor so you can get your home selling or buying process started, and achieve that happy ending.

Home Buying Checklist for Your Home Search

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new home Many a buyer has gone into a home search feeling ready to find a new home. After a few house tours into the home search, however, an overwhelming reality sets in: a home search is more than just house tours and writing up a contract. A new home search is also a bit of a process of finding out what kind of home fits you, so you can approach those house tours knowing what you need, and want, in a new home (there is a difference). Once you understand that your new home search is a process, take the proper steps to prepare for the reality of searching for a new home—without feeling overwhelmed:

  • Make a ‘must have’ list—and be prepared for it to change. Figuring out what you want before you buy is essential to property ownership success. Do you want a big backyard? Where do you want to live? Is the location of the new home important? Do you want a big yard with a lot of maintenance? Once you have a list, know that there is a high probability that items on your list may change, or take a higher priority over another item, as you go through a few house tours. It’s okay to change as you learn what you want—and don’t want—in your new home. You may not get everything in your new home.
  • Know how handy you are. If you haven’t picked up a hammer recently—or ever—perhaps that fixer upper is not the new home for you. Know your limitations and take on a new home that fits your experience. If you don’t have a lot of experience with a screw gun, but still want to put your personal touch on a home, look for a property that has small, manageable projects.
  • Prepare yourself for the unexpected. The buying and owning process is full of unpredictable twists and turns. Learn how to handle one of them, a bad home inspection, in our recent post. Once the home inspection is settled, be ready for repairs and expenses incurred in a new home. Put an account aside for unforeseen problems, and budget accordingly.
  • Find out how much you can afford. The feeling of being overwhelmed does not just come from buying that fixer upper you can’t fix.  Buyers commonly jump in over their head financially by not accounting for all the expenses—utilities, property taxes, etc.—that come with home ownership. Meet with your lender and find out how much of a monthly payment you can afford, then take those numbers home and use them to set up house tours at properties you can afford.

Don’t be afraid to ask your realtor for help throughout your new home search. Realtors are there for more than just writing up the contract and schedule house tours. They are also your guide as you navigate through the new home search, without getting overwhelmed.